Why would you pay someone else to repair your credit, when you can do it better and faster?

Do you know that "ALL UNVERIFIABLE" negative entries on your credit report must be removed, whether they are correct, or not?

“Credit repair services have been a big problem for consumers. Credit repair firms typically charge hundreds of dollars for their ongoing services, but don't deliver on their promises."

I know that it is true, because it happened to me in the early 90's after a nasty divorce and bankruptcy. What a joke those so called credit repair guys were.

BUT: I can show you how to repair your own credit, fast and easy: Guaranteed.

You are about to learn the legal secrets that credit bureaus "do not want you to know!"

"Credit Repair Made Easy" contains the most powerful credit repair strategies ever released in the US. No attorney or credit repair firm would even admit some of these strategies exist, let alone using them on your behalf.

That's why it's best to "DO IT YOURSELF!"

Dear Friend,

I'm about to reveal an incredible way to easily repair your own credit.

This is real...Let me explain.

My Story:

I’ve been a small business owner my entire adult life. As part of my continuing education, I have studied many aspects of law. Several years ago, I went to a weekend seminar about a specific area of law that was of interest to me.

Everything in the legal arena is written in "legalese." It has to be submitted in a certain "legal" language and protocol, they call it "procedure." If you don't know it, the courts just treat you like a fool. If you've been in a court room, you probably know what I mean.

It’s my personal belief that the lawmakers, who are mostly lawyers, created this language on purpose, just to confound the people, and encourage more litigation for their brother lawyers. Heck, I went to see my mother's attorney when she died, and all he could talk about was properly presenting court documents. He didn't care about winning. He cared about milking as much money from her estate as possible.

Anyway, the seminar material contained a section about "Credit." It was mostly geared towards dealing with Debt Collectors and The Fair Debt Collections Act. But, credit repair and debt collection are closely related.

The instructor very briefly touched on the credit material, because the focus of the seminar was about something else. However, I noticed that the "credit" part was written in plain every day language, which made it easy for us non-lawyer type folks to understand.

When I got home, I read the credit information over very carefully. I could see that this was different from most other legal situations. A person trying to resolve credit problems doesn't usually have to file legal briefs, or even go to court. This can all be done with letters directly to the people, businesses, credit bureaus, and legal firms, that are involved.

There are three credit acts which apply to most credit situations. First is the Fair Credit Reporting Act Of 1971, Consumer Credit Reporting Reform Act of 1996, and The Fair Debt Collection Practices Act.

The people and firms involved, are usually cautious about breaking these laws. BUT, only if they know that you know what the laws are. Otherwise, most of them ignore the law to get their desired result. But, if a lot of people send "documented" information about their violations to The Fair Trade Commission, they will take action against the villains. So, when these guys discover that you are an informed person, they almost always back off. IT'S GREAT!

At the time of this seminar, I had a friend who was having difficulty with a collection agency that was dunning her for some medical bills that should have been paid by her insurance.

This same collection agency had done this to her before. They had actually collected the alleged debt by getting a judgment and garnishing her wages, which had affected her ability to survive. It made her life miserable. BEWARE: doing nothing gets you sued.

I wrote letters for her, and she sent them. The first letter was super unprofessional. I didn't want the people who received it to realize that she (meaning me) understood anything about the credit laws.

I wanted them to do what they usually do, which is to just run right over people and violate their rights. They did! Then, I sent them the "destroyer" letter. WOW! It worked big time.

They were dead and they knew it. Not only did the collection efforts cease, the entire "alleged" debt vanished. Did you know that when your due process rights are violated, any court judgment is void? WONDERFUL!

Credit and collection issues are an ugly little beast that raises its head every once in a while for most of us. In today's world it's easy to get caught up in the computers of big corporations. About the time you think you've resolved an alleged debt that shouldn't have happened in the first place, some employee sends it to a collection agency. A couple of these situations happened to me over the next year or two, and I easily took care of them.

I started helping a few other people with their credit problems. It was simple. And, it was fun.

Since then, I have learned a lot more about the credit industry, including highly effective strategies and tactics that anyone can use to resolve their credit problems. No one has to live with bad credit. If you have a credit repair problem, you can "FIX IT."

Some of the breakthrough strategies you are about to discover:

• A simple way to use debt validation to repair anyone's credit. This method is all that most people will ever need to easily repair their credit.

• How to use identity theft to remove negative entries from your credit report. This is an extremely powerful strategy.

• How to use small claims court to get negative credit entries removed. Usually, you won't have to say a word. This is another extremely powerful strategy

• A step by step method for changing your current "CREDIT IDENTITY." You can create an entirely new credit file, and leave your old problems behind! This strategy may not be legal, but everyones situation is different. Someome people may desperately need something like this.

• The Fair Credit Reporting Act of 1971. It is good to have the laws at your fingertips.

• From the Fair Trade Commission - Knee deep in debt. You will learn how the FTC recommends that you deal with overextended credit, rather than hiring an expensive credit service.

• Out of work? How to Deal with Creditors. Loss of income is a common reason for people to get behind on payments, and damage their credit rating. It doesn't need to happen.

• Consumer Handbook to credit protection laws. A good reference to have.

• Divorce and Credit . You need to know what steps to take in the event of a divorce, to maintain your own credit in good standing, and not be burdened with your ex's credit problems.

• Bankruptcy - my own experience. I can personally tell you that bankruptcy is not the end of life. What's more, there are some things you need to know about the process itself, which can greatly help you if ever need to declare bankruptcy.

Wow!

I can't believe how quickly I got my credit straightened out. I only used your basic validation method. In less than a month and a half there were no negative entries in my credit files.

Thanks a bunch for this book.

Bill J.
Maryland

Hi Curt,

I want to thank you from the bottom of my heart. I'm a single mother with three teenage children to support. I work two full time jobs just to make ends meet.

A collection firm kept harrassing me over some medical bills which were supposed to have been paid by my insurance. Nothing I said made any difference to them. They were making my life miserable.

I used your information about eliminating debt collectors, which had just wonderful results. After that, I used your validation technique to have the negative entries removed from my credit report. That worked, and it worked fast.

You're a lifesaver.

Kris B.
Washington State